Welcome to the Citizen's Reform Center!

Who Are We?

The Citizen's Reform Center is a service-driven, organized group of citizens providing education on banking, credit, and law which the public has a right to know for their own protection and empowerment.

What is our goal?

CRC is committed to empowering the general public to understand the underlying principles of money creation, credit, debt, and their legal rights. The law should not be a mystery and should be accessible to all. With this knowledge, we enable people with legal challenges from credit card and mortgage companies to represent themselves in court. Our experience shows that people can stop unlawful debt collection practices, vacate void judgments, restore their credit, and even stop foreclosures.

How does CRC plan to reach this goal?
By teaching people how to study applicable law and learn to do their own litigation, including how to write effective legal documents, how to understand what goes on in the court process and how to represent themselves.


Thomas Jefferson

"If the American people ever allow private banks to control the issue of their money, first by inflation and then by deflation, the banks and corporations that will grow up around them (around the banks), will deprive the people of their property until their children will wake up homeless on the continent their fathers conquered."

Thomas Jefferson (1743-1826), US Founding Father, drafted the Declaration of Independence, 3rd US President


Call or e-mail us today for more information! Please leave a message if there is no answer.

PHONE: 717-979-3061
EMAIL: hermitageway7@cs.com


"Mickey was a tremendous help to us in dealing with a credit card issue (MBNA) we appealed a judgment decision with the Supreme Court twice and both times Mickey helped us with writing the briefs.  Unfortunately the Supreme court handed it back to the Superior court  the first time and it went well however the collection agency pursued and we had to go a 2nd time.  This time it was not in our favor but we are still fighting them."

Bev Travers

"I met Mickey approx 2-1/2 years ago and he changed my life forever in
such a positive way!  I had a law firm trying to sue me for a credit card
debt in the wrong county and wrong courthouse!  I filed an FDCPA
lawsuit against them and basically they came BEGGING me to settle!
They dropped their civil suit, cleaned up my credit report, and no 1099!!!
Mickey's process works and I'm a testimony to that! God Bless you, Mickey!!!"

Beth Gustafson

"What I have learned from Mickey and his legal study group has been a tremendous help.  Money and banking are key to the preservation of our Republic; that is where our responsibility to stand guard begins."

Todd A. Detweiler

"Mickey's was one of the most informative workshops I have ever attended.  His complete understanding of the subject is beyond the professional level.  His ability to take you from the start to the winner circle by his personal attention should be commended.  He is really devoted to his classes."

M. Sefan

We do not practice law

We are a support network with access to knowledge that will empower you to develop your own understanding of law and the ability to use it, as all American citizens have a right and duty to know. If you prefer legal representation we advise you to find a lawyer.

However, just like putting total trust in your doctor can lead to unexpected consequences, handing over complete control to your lawyer can work out the same way. The knowledge you will gain from CRC will enable you to guide and monitor what your lawyer does. Below you will find instructions for the forms listed above and to help guide you through the process.  If you have any questions about the forms, please do not hesitate to send an email directly to me at hermitageway7@cs.com for assistance.